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There is a new paradym shift in our industy from the way we traditionally underwrite life insurance. Due to the technilogical advances we are now able to offer clients a way to obtain Life insurance without a medical exam or medical records.

Predictive analytics is a process by which the insurance company will take data from different sources along with statistical information from years past to make an offer to you for coverage. Sources such as your driving record,medications taken and your history of doctors visits along with the questionarre completed in the application determines whether an offer can be made. With these innovations in our industry it has made it possible for a client to apply Online and obtain offers in as little as 30 minutes.

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