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Today's FAQ's pertaining to the Life Insurance and Annuity Industry.


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How much money is enough for retirement?

Posted by info@igoquote.com on May 30, 2017 at 10:50 AM Comments comments (5)

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Do you have enough money saved up for retirement? How much money is enough for retirement? Both of these questions must be running through your head. You really may or may not have enough money saved up in reality. When the time comes for a retirement pl...

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What happens to your Student Loan when you die?

Posted by info@igoquote.com on May 22, 2017 at 1:55 PM Comments comments (0)


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I’m one year away from graduating college and joining the real world and the very thought scares me. But its come across to me (and I believe many people my age), what is the best steps to make after graduating? Do ...

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I'm single with no children. Do I need Life Insurance?

Posted by info@igoquote.com on April 17, 2017 at 10:35 PM Comments comments (0)


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I have heard this question inredibly often while attending various parties and sporting events and now is a good time to address the pro's and con's of purchasing Life Insurance as a single individual with no children.

The main concern from most of these individuals seems to be that life insurance ...

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What type of Mortgage Insurance should I buy?

Posted by info@igoquote.com on April 14, 2017 at 3:55 PM Comments comments (0)


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One of the most well used form of Life Insurance is to cover the Mortgage on your Home and/or Business. Typical uses are to protect the mortgage holder and their family from being subject to a payment which could be detrimental if they pass on the offer...

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Business Owner Life Insurance

Posted by info@igoquote.com on April 14, 2017 at 3:40 PM Comments comments (1)

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In my experience Business Owners make up a demographic of individuals that have the most to gain and the most to lose when it comes to Life Insurance. Business owners have the most to lose because you have more than just your income to replace but potentially shares of company to replace. ...

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How much and why should I buy Life Insurance for my Child?

Posted by info@igoquote.com on April 14, 2017 at 3:25 PM Comments comments (0)



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Typically we think of Life Insurance for parents,business owners and the elderly. This is a common myth to think that a child should not have Life Insurance. Usually, because the child has no debt or responibilities. With that being said having Life Insurance on a minor is one of the best invest...

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How can I invest more money for Retirement?

Posted by info@igoquote.com on April 14, 2017 at 3:10 PM Comments comments (0)


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For today's business owner retirement investing has become a challenge due to the compliance and participation rules. As a business owner you are held to the plan document rules in your 401k and/or Pension plan. It most cases it does not allow for you to discriminate any em...

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Do I have to pay my child's student loan if they can't?

Posted by info@igoquote.com on April 14, 2017 at 3:05 PM Comments comments (0)


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We are at a point in our country that the price of tuition is greater than our mortgages. The thought of our child passing away and still have to pay the private student loan off is a reality. This topic is increasi...

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How do I purchase Funeral Insurance or Final Expense Insurance?

Posted by info@igoquote.com on April 14, 2017 at 2:55 PM Comments comments (0)


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This subject usually arises when we or someone in our family is in their Golden Years of life. We tend to think about Life Insurance as a means to replace our income when we get married and have children. Unfortunately, many people do not have the assets to lay them to rest properly in retirement. Final Expense ...

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How can I get more FAFSA College Aid?

Posted by info@igoquote.com on April 14, 2017 at 2:10 PM Comments comments (0)

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One of the most difficult challenges in recent years facing our country is funding college tuition. As college and secondary education costs rise the availablility of government subsidies decreases every year. Due to stricter rules and less funds available it has become increasingly difficult to...

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My Divorce requires me to have Life Insurance

Posted by info@igoquote.com on April 14, 2017 at 1:45 PM Comments comments (0)


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This is a touchy subject for many couples. I have found over the years that in many cases it is mandated by the courts for one or both parties to maintain or purchase life insurance for the benefit of the other. This does not come without trepidation. Since the parties are getting divor...

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Can I get life insurance without a physical?

Posted by info@igoquote.com on April 14, 2017 at 1:35 PM Comments comments (0)


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There is a new paradym shift in our industy from the way we traditionally underwrite life insurance. Due to the technilogical advances we are now able to offer clients a way to obtain Life insurance without a medical exam or medical records.

Predictive analytics is a process by which the in...

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Can I get life insurance with medical issues?

Posted by info@igoquote.com on April 14, 2017 at 1:30 PM Comments comments (0)



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This is one of the main questions I receive on a daily basis. Can I get life insurance with a serious medical condition. The answer is yes!. Depending on a number of factors you can qualify for different t...

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How many people own Life Insurance?

Posted by info@igoquote.com on March 30, 2017 at 10:45 PM Comments comments (0)



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Sixty percent of all people in the United States were covered by some type of life insurance in 2015, according to LIMRA’s 2016 Insurance Barometer Study. Other findings from the study include:

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